Course of Construction Insurance for California Projects
A project under construction is exposed in ways a finished building isn't — incomplete structures, materials on-site, and a rotating cast of subcontractors. JJ Pro places builders risk coverage that protects the project from groundbreaking to completion.
Built for the project, not just the finished building
General contractors, developers, and property owners managing new construction, renovation, or major remodel projects across California.
Coverage that follows the project timeline
Builders Risk / Property Coverage
Protects the structure, materials, and equipment on-site against fire, theft, and vandalism during construction.
General Liability
Covers injuries or property damage claims arising from the job site.
Weather & Water Damage
Coverage for storm and water-related losses during the build.
Theft of Materials
Protects materials and fixtures staged on-site before installation.
Delay in Completion
Optional coverage for added costs if a covered loss delays project completion.
Course of construction insurance FAQ
When does course of construction coverage start and end?
Typically from the start of construction until the project is completed and occupied, or until the policy period ends — timing should match your project schedule.
Does builders risk cover subcontractor tools and equipment?
Usually not — subcontractors typically need their own tools and equipment coverage; builders risk covers the structure and materials, not contractor-owned equipment.
Who should be named on a course of construction policy?
Generally the owner, general contractor, and any lender with a financial interest in the project — confirm the right parties are listed before breaking ground.
Protect your project from groundbreaking to completion.
We place builders risk coverage that matches your project timeline and scope.
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