WHO THIS IS FOR

Built for businesses offering employee benefits

California businesses of any size looking to offer health coverage to employees, from first-time group plans to companies reviewing renewal options.

WHAT'S TYPICALLY COVERED

Benefit options built around your team

Medical Plans

HMO, PPO, and high-deductible health plan options across multiple carriers.

Dental & Vision

Supplemental coverage often bundled with medical plans.

Life & Disability

Group life and disability benefits to round out your package.

Section 125 / Cafeteria Plans

Pre-tax benefit structuring for eligible employees.

COBRA & Compliance Support

Help navigating group plan compliance requirements.

COMMON QUESTIONS

Group health insurance FAQ

How many employees do I need to offer a group health plan?

Requirements vary by carrier and plan type — some small-group plans are available with as few as one enrolled employee, though options and pricing differ.

Can I offer different plan tiers to employees?

Yes — many group plans let you offer multiple tiers (e.g., HMO and PPO options) so employees can choose what fits their needs and budget.

How often can I change carriers or plans?

Typically at renewal, once a year — though qualifying events can sometimes allow off-cycle changes.

Find a group health plan that fits your team.

We compare carriers and plan structures so you're not guessing at renewal time.

Talk to a Broker
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