Professional Liability Insurance for California Businesses
Even the best professionals get sued over honest mistakes — a missed deadline, a bad recommendation, a dissatisfied client. JJ Pro places professional liability coverage that protects your business when your advice or work is the source of a claim.
Built for service-based and professional businesses
Consultants, agencies, real estate professionals, financial advisors, and other service-based businesses across California where advice or expertise is the product.
Coverage built to protect your advice and work
Errors & Omissions
Covers claims of negligence, mistakes, or failure to deliver promised services.
Breach of Contract
Protects against claims that you failed to meet contractual obligations.
Defense Costs
Covers legal defense expenses even if a claim is ultimately without merit.
Intellectual Property Disputes
Coverage for claims tied to copyright or IP issues arising from your professional work.
Negligent Misrepresentation
Protects against claims that inaccurate advice caused a client financial harm.
Professional liability insurance FAQ
Isn't this the same as general liability?
No — general liability covers bodily injury and property damage; professional liability covers financial harm caused by your advice, services, or work product.
Do I need professional liability if I have a solid contract with clients?
A strong contract helps, but it doesn't prevent a claim from being filed — professional liability covers the cost of defending against claims regardless of contract terms.
Does professional liability cover claims after I stop offering a service?
Depends on the policy — claims-made policies may require tail coverage to protect against claims filed after a policy ends; worth reviewing before making changes.
Protect your advice, not just your assets.
We place E&O coverage built for service-based and professional businesses.
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